Privacy Policy

At Peoples State Bank, your privacy is important to us. We collect and use only the information we need to deliver the high level of customer service that you have come to expect. We are providing you with this notice in compliance with federal law and to inform you of the information we collect and how we use that information.

This notice describes information that we may provide to other companies that are not our affiliates ("nonaffiliated third parties") such as a credit bureau or an appraiser on a mortgage application. In addition to the information that we provide which is described in this notice, we also make disclosures to other nonaffiliated third parties as permitted or required by law.

Information We Collect From You

In the course of doing business with you, we collect certain "nonpublic personal information" about you in order to provide you with the products and services you need. This information includes:

• Identifying information that we collect on applications and other forms such as name, address, date of birth and social security number
• Application information such as assets and income
• Transaction information such as account activity, account balance, and/or purchases relating to deposit, loan, and/or credit card accounts
• Financial Services information such as investment experience, tax bracket, financial objectives, and recreational activities
• Consumer report information such as credit history and your credit worthiness

Disclosure Of Non-Public Personal Information

We do not disclose any nonpublic personal information about you to anyone, except as permitted or required by law.

Information About Former Customers

If you decide to close your account(s) or your account(s) become inactive or dormant, we will adhere to the privacy policies and practices described in this notice.

Information We Provide To Our Service Providers

From time to time, we hire other companies to help us with our customer service and support services. These companies are not our affiliates ("nonaffiliated third parties"). We may disclose all of the information, as described above to companies that perform publishing and marketing services on our behalf-there use is restricted to our job.

Our Policies And Practices On Protecting The Confidentiality, Security, And Integrity Of Your Nonpublic Personal Information

Peoples State Bank restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. Peoples State Bank maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.