Banking Services

IRA's

Traditional and Roth IRA options available.

Earns a competitive rate of interest.

Fixed and variable rate options.

Interest is compounded daily; credited to your account quarterly.

Automatic transfer option from your checking or savings account.

Eligibility requirements apply.

Current contribution limits:

Year	Contribution Amount Under Age 50	Contribution Amount Age 50 and Older
2006-2007	$4,000	$5,000
2008 and following*	$5,000	$6,000

*Indexed for inflation beginning in 2009

Contact any office of Peoples State Bank for a Truth-in-Savings account disclosure.